Good way to access microSD card?

Hello, 

I have been struggling to get a microSD card working in a usable way.  I have a 1Tb card that is formatted to exfat that I had been using in my Samsung phone, which this phone is intended to replace.  I have a bunch of music on that card as well as a growing audiobook library.  I would like to leave it formatted as exfat.  When the card is inserted and the phone powered on the card is mounted natively to /media/furios/mmcblk0p1.  There are 3 problems here.  First, VLC is unable to access files in this location.  Second, my audiobook reader is not able to access files in this location.  Third, the user furious is unable to edit files in this location.  When I try to create a directory I get the error "No Permissions on this directory".  In an attempt to solve the first 2 problems I tried mounting the drive to /home/furios/Media/SDCard using /etc/fstab.  I will include the fstab line in a comment below-I am typing this on a laptop, I will copy and paste from the phone in a seperate comment-I have had my fill of onscreen keyboards.  Anyway, the mount worked-sort of.  The filesystem is still readonly for user furios which is useless.  Wherever this thing is mounted it needs to be writeable by furios.  Also, it is still inaccessible to apps installed by fdroid.  I know people will say use apps from the app store but the apps I use don't work well unless they were built for a phone.  Things like VLC and Joplin Notes.  I have considerable time invested in the Joplin notebook, not going to throw that away.

Any help would be appreciated,

John